INTRODUCTION TO CENTRAL BERKSHIRE HABITAT
Central Berkshire Habitat for Humanity is part of a global, nonprofit housing organization that builds homes, communities and hope.
Berkshire Habitat is dedicated to eliminating substandard housing locally and worldwide through constructing, rehabilitating and preserving homes; by advocating for fair and just housing policies; and by providing training and access to resources to help families improve their shelter conditions.
Habitat for Humanity was founded on the conviction that every man, woman and child should have a simple, durable place to live in dignity and safety, and that decent shelter in decent communities should be a matter of conscience and action for all.
All that said, please understand that we do not give away homes. Our homebuyer partners must:
Go through a rigorous qualification and selection process.
Have a qualifying income and attend our Building for Tomorrow financial literacy training program.
Invest 400 (for a single person) or 500 (for dual heads of households) hours of sweat equity in the building of their own home as well as the homes of others. During sweat equity, homebuyer partners learn home maintenance and upkeep.
Pay their mortgage on time.
We do not give away homes. We help those who are just a little short of realizing the American Dream of Homeownership. It's a hand UP, not a hand OUT!
HABITAT FACTS AND FICTION
FICTION: Habitat for Humanity gives houses to poor people.
FACT: Houses are not given to anyone. Habitat for Humanity builds houses with people in need with volunteer labor and donated materials. Then, Habitat sells the houses to homebuyer partners through no-profit loans. Habitat acts as the bank, and mortgage payments are zero interest and no more than 30% of the family's household income. Homeowners typically have incomes that are 40-60% of the median income in the area. They are required to invest 400-500 sweat equity hours building their home and other Habitat homes.
FICTION: Habitat houses lower neighborhood property values.
FACT: Many studies have shown that affordable housing has no adverse effect on neighborhood property values. Habitat's approach to affordable housing improves neighborhoods by strengthening community spirit and increasing the tax base, while building better citizens through the cooperative efforts involved in Habitat construction. A recent study found that Habitat homeowners were considered to be good neighbors by other members of their community.
FICTION: Habitat homeowners are on welfare.
FACT: Like most people with mortgages to pay, Habitat homeowners must have a source of income. In the United States, the large majority of Habitat homeowners work at low-wage jobs in the service or health industry. For example, the nurse who cares for your family in a hospital could be a Habitat homeowner. Sometimes homeowners work more than one job to pay the mortgage. A few families are on public assistance or disability.
Want to debunk more Habitat myths?
Click here for the flyer and watch our video!
Wednesday, February 10, 2016
Volunteers are encouraged to go to our Habitat ReStore to build and install shelving for our inventory. Please join us from 8am to noon at 399 Hubbard Ave, Pittsfield. For more information, call Steve at (413) 443-2106.
Saturday, February 13, 2016
We are beginning the rehabilitation of our next home at 5-7 Hall Place! There will be demolition of the floor, kitchen and bathroom fixtures, replacing rotted door frames, and more. Please join us from 8am to 2pm. For more information, call Vern at (413) 442-3181.
Otto's is an official Restaurant Partner of Central Berkshire Habitat!